Qulki

Fintech Focused on Budgeting Control
Quito, Ecuador
Industry
Fintech & Financial Education
Year
2024
Services
User Research, UX/UI Design & WebApp Prototyping

Project Context

Qulki is a fintech platform developed to promote financial inclusion in Ecuador by helping users manage their income, expenses, and credit through intuitive digital tools. The project focused on creating an educational and accessible WebApp, combining budgeting control and financial guidance to empower individuals and small businesses to make smarter money decisions.

Objective

A large part of Ecuador’s population lacks access to financial education and practical tools for managing income, savings, and investments. This gap results in limited financial planning, low credit awareness, and difficulty tracking personal expenses—hindering sustainable growth for individuals and small businesses.

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Problem

A large part of Ecuador’s population lacks access to financial education and practical tools for managing income, savings, and investments. This gap results in limited financial planning, low credit awareness, and difficulty tracking personal expenses—hindering sustainable growth for individuals and small businesses.

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Solution

We developed the UX and UI design of Qulki’s WebApp, focused on simplicity and clarity. Through user research, prototyping, and usability testing, we created a digital platform that provides users with budget control, financial insights, and credit management tools, helping them make smarter and more informed financial decisions.

Testimonials

“Our financial education website has evolved significantly since we started working with this team. Not only do we maintain security and constant content updates, but they have also helped us optimize the user experience, improving our retention rate. We feel confident knowing we are in good hands.”

Daniel Narvaez
Product Manager – Qulki

“Our financial education website has evolved significantly since we started working with this team. Not only do we maintain security and constant content updates, but they have also helped us optimize the user experience, improving our retention rate. We feel confident knowing we are in good hands.”

Daniel Narvaez
Product Manager – Qulki

Design & Develeopment Process

Research & Analysis

Briefing

Competitors Analysis

UX Analysis

Definition of User Persona

Wireframing & Testing

Userflow & Sitemap

Lo-Fi & Hi-Fi Wireframes

Clickable Prototype

Usability Testing

High Fidelity & Hand-Off

Branding

UI & UI-Kit

Responsive Design

High Fidelity Prototype

Usability Testing

Hand-off to Development

Development & Launch

CMS implementation (WordPress-Elementor / Shopify / Webflow)

CMS Configuration

Responsive Optimization

SEO Improvements (optimized content & images)

Final Testing & QA

Final Project Deployment

Design Process

Research & Analysis

Briefing

Competitors Analysis

UX Analysis

Definition of User Persona

Wireframing & Testing

Userflow & Sitemap

Lo-Fi & Hi-Fi Wireframes

Clickable Prototype

Usability Testing

High Fidelity & Hand-Off

Branding

UI & UI-Kit

Responsive Design

High Fidelity Prototype

Usability Testing

Hand-off to Development

Color Palette

Typography

Brand Identity

User Persona

Age:
Location:
Marital Status:
Role:

Current Situation

Motivations

Frustrations

Goals & Objectives

Logo

Before
After

Lo-Fi Wireframes

Previous Design

The Revamped Experience

The dashboard offers users a comprehensive view of their financial health, combining insights on income, expenses, savings, and credit opportunities in one place. Designed with clear data visualization, gradient color accents, and modular sections, it allows users to track their financial progress intuitively while accessing key tools like simulators, challenges, and budgeting options.

Key Features & 
Improvements Implemented

The Qulki project focused on creating a user-centered fintech platform that simplifies budgeting, credit education, and financial decision-making through a clear and accessible design. Our goal was to make financial management intuitive for users with different levels of financial literacy, combining educational content, personalized recommendations, and a modern visual interface. Key features include:

Budgeting Functionality

A comprehensive budgeting tool that allows users to track their income and expenses easily, visualize spending patterns, and receive personalized insights to improve financial habits.

Credit Dashboard

A centralized view where users can monitor their credit status, manage payments, and access educational resources to enhance their understanding of financial concepts.

Financial Profile Test

An interactive test designed to help users discover their financial profile and receive personalized recommendations for saving and investing according to their goals.

Modern & Accessible Interface

Clean layouts, clear navigation, and consistent hierarchy were implemented to make financial data easy to interpret, ensuring inclusivity and usability for all audiences.

Creating an Intuitive and Efficient Digital Experience

The Design Process

We focused on designing tools that make financial management simple and accessible. Qulki helps users understand their income and expenses through educational and interactive resources that promote healthy financial habits.

User Flows

The platform’s flows were structured to guide users intuitively — from tracking expenses and credit information to discovering their financial profile. Each step was designed to make financial decision-making clearer and easier.

Visual Design

The design reflects Qulki’s friendly and educational spirit with vibrant gradients, clean layouts, and approachable visuals. This combination reinforces trust and engagement, creating a seamless connection between usability and financial empowerment.

Conclusion

Qulki promotes financial education and inclusion through an intuitive and accessible design. The platform empowers users to better manage their finances creating a modern and scalable digital experience.